In today’s fast-paced world, staying informed about bank holidays is essential to manage your financial activities efficiently. As of Saturday, April 12, 2025, banks across India will remain closed, as it is the second Saturday of the month, a designated non-working day for banks according to the Reserve Bank of India (RBI) calendar. :contentReference[oaicite:0]{index=0}:contentReference[oaicite:1]{index=1}
Understanding Bank Holidays in India
Bank holidays in India are governed by the RBI and are categorized into three types: holidays under the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and bank account closing holidays. :contentReference[oaicite:2]{index=2} While national holidays are observed uniformly across the country, regional holidays may vary based on local festivals and state-specific events.:contentReference[oaicite:3]{index=3}
Why Are Banks Closed on April 12?
April 12, 2025, falls on the second Saturday of the month. As per RBI guidelines, banks in India are closed on the second and fourth Saturdays of each month. Therefore, all banks will remain closed on this day. :contentReference[oaicite:4]{index=4}:contentReference[oaicite:5]{index=5}
Upcoming Bank Holidays in April 2025
It’s important to be aware of the upcoming bank holidays to plan your banking activities accordingly. Here’s a list of bank holidays in April 2025::contentReference[oaicite:6]{index=6}
| Date | Day | Holiday | Applicable States |
|---|---|---|---|
| April 14 | Monday | Dr. B R Ambedkar Jayanti | All over India |
| April 15 | Tuesday | Bengali New Year, Himachal Day, Bohag Bihu | West Bengal, Himachal Pradesh, Assam, Arunachal Pradesh |
| April 18 | Friday | Good Friday | All over India |
| April 21 | Monday | Garia Puja | Tripura |
| April 29 | Tuesday | Bhagwan Shri Parshuram Jayanti | Himachal Pradesh |
| April 30 | Wednesday | Basava Jayanti | Karnataka |
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Impact on Banking Services
While physical bank branches will be closed on these holidays, digital banking services will remain operational. Customers can continue to perform transactions through online banking, mobile apps, and ATMs. However, certain services like cheque clearances and RTGS transactions may be affected due to the holiday. :contentReference[oaicite:8]{index=8}:contentReference[oaicite:9]{index=9}
Tips for Managing Banking Activities During Holidays
- Plan your banking activities in advance, especially if they require branch visits.
- Utilize online banking services for transactions and account management.
- Be aware of the holiday schedule to avoid any inconvenience.
Frequently Asked Questions
Q: Are all banks closed on April 12, 2025?
A: Yes, all banks across India are closed on April 12, 2025, as it is the second Saturday of the month. :contentReference[oaicite:10]{index=10}
Q: Will online banking services be available during bank holidays?
A: Yes, online banking services, including internet banking and mobile banking, will remain operational during bank holidays.
Q: How can I find out about upcoming bank holidays?
A: You can refer to the official RBI website or check with your respective bank for the list of upcoming bank holidays.
Conclusion
Staying informed about bank holidays helps in planning your financial activities effectively. While banks will be closed on April 12, 2025, due to the second Saturday, digital banking services ensure that customers can continue their transactions without interruption. Always plan ahead to avoid any inconvenience during bank holidays.
“The best preparation for tomorrow is doing your best today.” – H. Jackson Brown Jr.
